Non-bank loans are a good solution for people with a negative credit history. Companies that grant such loans usually do not check their credit history or only check with selected institutions. Their next advantage is speed. 30 minutes to 24 hours elapse from the time you submit your application to receive the money.
In the event of an emergency, when people must have immediate money, e.g. for medicines, this loan is irreplaceable. Especially since some companies also provide money directly to the home. The undoubted disadvantage of this type of loan is the high interest rate and cost of the loan. In addition, such loans are for small amounts and the repayment time is short. It is true, however, that if we pay off everything on time it does not seem very expensive, because with small amounts the amount of interest is not frightening. There are many such companies on the market today. Below are the most popular ones.
The loan can be obtained using the Internet or by phone.
To verify our details, indicate a bank account for a transfer, you must pay 1 penny to your company account. The loan, after initial verification, can be given to us within 15 minutes. The transfer speed depends mainly on the bank in which we have the account. To obtain a loan you must be a citizen of the Republic of Poland, be between 20 and 78 years old and have a profile on the company website. Currently, the first loan is “free” and can be up to 1600 $. After its repayment, you can borrow $ 2,600 and this amount will increase with your next loans up to the final $ 4,000. To receive a loan, you must pay back your current credit obligations. The company will not grant a loan if it is in arrears with, for example, a bank loan. You can only have one loan at a time. However, if we had a higher limit than we took out a loan, you can “choose” money to the limit amount. The loan can be obtained for a maximum of 30 days. If we fail to pay it back, interest will be charged and we will pay the costs of payment orders. In extreme cases, our data will be forwarded to a debt collection company. However, the repayment deadline can be extended by paying the appropriate fee. Of course, you can pay back faster.
There is a comparison of payday loans.
He does not grant loans, but only presents companies offering them and intermediates in the conclusion of contracts. On the site you can find news that are on the market and an explanation of how payday loans work. However, the site is not very transparent.
To verify our details, indicate a bank account for a transfer, you must pay 1 penny to your company account. To obtain a loan you must be a citizen of the Republic of Poland or have a permanent residence in Poland, be between 20 and 70 years old, be a permanent user of a mobile number and have a personal bank account in Poland. Currently, the first loan is “free” and can be up to $ 1,000. Next with timely repayment, the first 1800 and this amount increases up to 3000 with the fifth loan. Money can be borrowed for a maximum of 30 days and, like in the previous company, you can pay it off faster or extend the deadline. Similarly, punishments look similar.
To receive a loan, you need an ID card, a mobile phone number that belongs to us, and a bank account. As with other companies, an administrative fee must be paid. To take a loan, use the website. The first loan is “for free” and can be up to $ 1,000. It is granted for a maximum of 30 days. The next one, after making a timely repayment, can be up to 60 days and amount to $ 2,000. They can also be taken using a telephone. The repayment terms are the same as in other companies.
The loan can be obtained after creating an account on the website and completing the application. The cost of the first loan is $ 10 regardless of the amount borrowed. The amount of the first loan is a maximum of $ 750 and the repayment period is 60 days. We will receive the loan after paying a verification fee of $ 0.10 or using the “Przelewy24 Passport”. Further loans may amount to $ 2,500. Other conditions are similar to other companies.